Toyota Financing in Prosper, TX
Finance Department
Auto Loans
The Longo Toyota of Prosper finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Prosper, McKinney, and Denton to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Frisco to Plano. Whether you are right down the road or an hour away from Prosper you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How Is Your Credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Longo Toyota of Prosper loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Longo Toyota of Prosper finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Texas banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Your New and Used Automotive Financing Experts
At Longo Toyota of Prosper, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.
Our finance experts are here to guide you through the car financing process and help you get into your new vehicle. Contact the Longo Toyota of Prosper finance team today or if you're ready to start the financing process, you can fill out our secure finance application online.
Here at Longo Toyota of Prosper, Texas, we're committed to quality and affordability when it comes to our vehicles. As pioneers in the car business, we've served thousands of people since we opened in 1967, providing customers with what they needed. Our finance managers serve residents of Prosper, Denton, Plano, Frisco, and McKinney to ensure they get the right financing program for them, their budget, and their lifestyle. We strive to spend one-on-one time with each customer to make certain they're satisfied.
How Financing Works
Our financing process is straightforward. When you're shopping Longo Toyota of Prosper for a new car, you can pay for your vehicle upfront with cash, by starting a lease, or by applying for financing. You can apply for financing directly at our dealership or through a local bank or credit union. If you choose to finance through our dealership, simply apply for financing from the comfort of your own home and we'll begin our financing approval process. We consider these factors when approving your financing application:
- Your current credit score.
- The loan amount.
- The length of the loan, or term of the loan.
- Your debt-to-income ratio.
- Age of the vehicle you'd like to purchase.
After considering these factors, we'll get you a loan package that includes a competitive interest rate. Once you agree to this loan package, we can finalize the loan terms and close the deal on your new vehicle. If you have any questions or concerns about auto financing here at Longo, or the automotive financing process in general, please don't hesitate to contact our finance team. We'll be glad to serve you.
Get Pre-approved for an Auto Loan
At Longo Toyota of Prosper, you can receive pre-approval for auto loans. This can take away some of the stress of financing a new car and make your car selection process as easy as possible. All you need to do to get pre-approved is fill out our online credit application with your financial information. After providing some personal information, you can insert details about the specific vehicle that you're interested in purchasing.
Once you submit your application, our expert finance team will run your credit score for you and check out some information on your financial history. We'll then tailor a loan package just for you.
Financing Rates
At Longo Toyota of Prosper, we offer a number of competitive financing rates and terms for all of our new and used vehicles. Our team of finance experts will choose a loan package, including terms and rates, that works for you and your budget. We'll also help guide you through the entire auto loan and financing process to help you get into your new vehicle as soon as possible. We're dedicated to finding you the best interest rate for your purchase.
Credit History
If your past credit history isn't perfect, we can still get you the car that you deserve. We have arrangements with local and national lenders designed to help you find good rates on new or used vehicles. No matter what your credit situation is, we can help! If you've been turned down for an auto loan in the past, our team of finance professionals can help get you in a program aimed at rebuilding your credit. We're able to overcome most credit problems out there and get you in the car of your dreams.
We have access to some of the lowest interest rates for used vehicles that you'll find in the entire state. We also have access to used Toyotas that can be delivered. If you're opting for a new Toyota, we have some great new car interest rates. If you're ready to start the financing process, feel free to contact the Longo Toyota of Prosper finance team today or fill out your online loan pre-approval application.
Calculate Your Payments
Knowing how much you'll be making in payments each month when you purchase a car from Longo Toyota is helpful in creating a budget that fits your lifestyle and spending habits. You can use our Payment Calculator tool to estimate what your monthly car payment may be. To do this, you can simply enter your loan amount, down payment amount, trade-in amount, the payment terms, and the interest rate on the payments into the fields. The tool will generate your estimated monthly payment amount.
You can also calculate your buying power or the amount of money you have available to purchase a car, at the present moment. Taking the information generated about your monthly payment estimate, you can just insert your information into the tool. You'll find how much buying power you have to purchase a vehicle. This tool can help remove the guesswork out of the car evaluating and trading process when it comes to your used or new Toyota.
Value Your Trade-In
Getting a fair valuation on a car you'd like to trade-in to help cover the cost of a new vehicle is important. If you're planning on trading in your car here at Longo Toyota, you can use the nifty Kelley Blue Book® valuation tool on our site to find out how much your car is worth. You can find out your car's value in just seconds by simply entering its license plate number, make, model, and VIN number.
Financial Specials and Discounts
We periodically offer our customers deals and discounts on new and used vehicles and servicing. You can view our Toyota-specific offers and incentives to see if anything catches your eye. We also offer rebates to celebrate certain life accomplishments, such as high school or college graduation, that you can take advantage of when buying a new or used car. Check out our lease deals and financial offers page to see if you're eligible for any of our current deals.
Finance Department Hours
You can reach our finance department from Monday through Saturday from 9:00 a.m. to 8:00 p.m. We are closed on Sunday.
If you have any questions about our financing process, give us a call at 972-347-4952, or stop by our dealership today at 2100 W. University Drive, Prosper, Texas. Our finance team hopes to connect with you soon.